Learn about the different payment methods accepted at NJ online casinos!

Payment Methods - Most Popular Withdrawals and Deposits

This is a comprehensive overview of the various payments methods players can use in NJ online casinos. We have checked out all of the NJ online casino sites to see what payment methods are accepted at each site. We have even compiled the pros and cons of each of these methods.

NJ online casino sites generally offer a variety of different online casino payment options from depositing and withdrawing funds from player accounts. Most of the deposit methods instantly appear in these player accounts. However, there have been many reported difficulties with using credit and debit cards as online casino real money payment methods. The rejection rates are still higher than they should be.

Since the Wire Act’s recent reevaluation at the end of 2018, banks and e-wallets have been less willing to process payments out of fear of risking interstate transactions.

With the rapidly increasing options of online gambling sites in New Jersey, there comes an increase in competition and convenience. NJ online casinos are using the latest secure payment processing technology to provide their users with ease and flexibility on their online betting platforms. These days, funding betting accounts and cashing out winnings is easier than ever before.

We will cover all online casino real money payment method options in New Jersey both for deposits and for withdrawals.

Currently, these are the deposit methods which allow players in New Jersey to safely fund their betting accounts.  

  • ACH (e-check)
  • Credit/Debit
  • Prepaid cards
  • PayPal
  • Cash
  • Cash Cage
  • Neteller
  • Skrill
  • Bank Transfer
  • Wire

The withdrawal methods are slightly more limited, however, these are the methods for players in New Jersey to safely pull funds out of their player accounts.

  • ACH (e-check)
  • Prepaid cards
  • PayPal
  • Cash Cage
  • Neteller
  • Skrill
  • Check
  • Wire

Instant e-check (ACH)

Players can directly connect their banking account to their betting account and make both deposits and withdrawals with e-checks. The ACH method goes through instantly, and funds can be transferred between these two accounts in a safe and secure manner.

Players just need to provide the following information and e-checks will work seamlessly.

  • Bank’s name
  • Routing number
  • Bank account city

Benefits of using this transaction method include prompt turnaround time, even if the amount is not yet deducted from the customer’s checking account balance. There is a high acceptance rate with this method. Almost all NJ online casinos accept instant e-checks for both depositing and withdrawing funds.


One of the most popular e-wallets used today, PayPal is accepted by almost all NJ online betting sites. The online casino real money PayPal method is frequently used to safely deposit funds into NJ iGaming accounts. The player must first fund their PayPal account with sufficient funds for the amount they plan on depositing into their online betting account. The transfer is then quick and seamless. Users can fund their PayPal accounts through bank transfers, credit/debit card deposits, and user-to-user transfers.

There are some restrictions with PayPal, however. NJ betting sites will not accept PayPal credit/debit card deposits. Players cannot fund their NJ betting accounts through a business or premier PayPal account. The email users have associated with their PayPal account must match the email they have registered with their NJ online betting account. Players are not able to withdraw funds through PayPal until they have first used this method to make deposits into their online betting account.

Currently, these are the sites which use the online casino real money PayPal method.

NJ online casinos

  • Betfair
  • Golden Nugget
  • SugarHouse
  • 888
  • Pala
  • Scores
  • Resorts
  • Mohegan Sun
  • Caesars
  • Harrah’s
  • PokerStars
  • DraftKings
  • Hard Rock
  • BetAmerica

NJ Online Sportsbooks

  • DraftKings
  • BetStars
  • FanDuel
  • 888 Sport
  • PlaySugarHouse
  • Caesars

NJ Online Poker Rooms

  • Pala Poker
  • 888 Poker

Cash cage

In house deposits and withdrawals are the most straightforward, and always an option, even when gambling through online platforms. Players can make a deposit or withdraw their winnings from online casino real money play at the casino cage of the respective casino partner. Deposits and withdrawals must be made at the casino cage of the casino partner. Here is a list of NJ online casinos and the brick-and-mortar casino from which players can withdraw their winnings.

Pala Casino - Borgata Hotel and Casino

Party Casino - Borgata Hotel and Casino

PlayMGM - Borgata Hotel and Casino

Scores Casino - Borgata Hotel and Casino

Borgata Casino - Borgata Hotel and Casino

Virgin Casino - Tropicana Atlantic City

Tropicana Casino - Tropicana Atlantic City

Caesars - Caesars AC Hotel and Casino

888 - Caesars AC Hotel and Casino

Harrah’s Casino - Harrahs Atlantic City

Betfair Casino - Golden Nugget AC

GoldenNugget Casino - Golden Nugget AC

PlaySugarHouse - Golden Nugget AC

PokerStars - Resorts Atlantic City

Mohegan Sun Casino - Resorts Atlantic City

Resorts Casino - Resorts Atlantic City

Online banking transfer

For those who don’t frequent the casinos in Atlantic City and prefer to make payments online, there is the option of directly transferring money from a bank account to an online betting account. The benefits of transferring money this way is that players do not have to share their personal banking details with the NJ online betting sites. Online banking transfers are made in online bill pay services and are accepted through most NJ online gambling sites.

Prepaid casino cards

NJ online gambling sites are now offering a version of prepaid cards that come loaded with benefits and conveniences. The branded cards are purchased through the respective NJ betting sites. The cards can be funded through checking accounts and by Visa or Mastercard. Once winnings are accrued, players can use these cards to withdraw from ATM machines. The prepaid card is available for use immediately, as in players do not have to wait on the actual physical card to arrive before they can begin using it. Players can even withdraw money with these cards without having previously used it to deposit funds first. It is no surprise that these cards have the highest acceptance rates of any other depositing methods.

This branded card doesn’t come without setbacks, however. Cons include certain limitations and lengthy steps involved in the deposit process. Players are limited to depositing up to $2,000 a day and up to $10,000 per month. The cards are restricted to use at the NJ online casino from which they were purchased and the process of setting them up can be a hassle.  

Credit and debit cards

Visa and Mastercard seem to be the safest bet for NJ online betting sites, as some credit card companies are still rejecting casino deposits. Credit and debit cards are some of the most convenient methods for depositing into these online gambling accounts. As long as players have adequate credit for the amount they wish to deposit, they can easily transfer money onto their NJ online betting account immediately. Different banks have different policies and fees, so it is important to take these into consideration when relying on this withdrawal and deposit method.


Electronic wallets are becoming increasingly popular, allowing players to safely and securely store their bank and credit card details. Through the use of e-wallets, players can make quick deposits and withdrawals at NJ online casinos. PayPal is the most popular, however, there are several options of e-wallets.

Neteller is becoming a popular choice of e-wallets for players making deposits and withdrawals into their NJ online betting accounts. Neteller e-wallets allow secure transactions with the ease of linking a Discover card to the player’s betting account.

Skrill is a digital payment processing service specifically designed for the online gambling industry. It is accepted at the more popular online betting platforms, allowing players to safely and securely fund their accounts and withdraw winnings. Players bank and credit card details can be linked to their Skrill account in order to make payments directly from these as well.

E-wallets charge small transaction fees, however, players can use their e-wallets with the assurance that there will be no hassle from NJ online betting sites.

Cash at 7-Eleven

PayNearMe is an electronic cash payment service located at 7-Elevens throughout New Jersey. This service can be used with credit cards and e-wallets. It is generally used by players who wish to use these online payment services without linking them directly to their bank. The PayNearMe app has a scannable barcode, which players can use to access their accounts. Players can use this to make safe deposits. There is a section in the app which keeps track of the user’s payment history and generates receipts for their records. Once funds are deposited, a code is generated in order for players to access their funds in their online betting accounts.

Wire transfers

Bank wire transfers are available to fund NJ online gambling accounts. Players who do not feel comfortable sharing bank details usually use wire transfers. This can also be useful if a player wishes to make an extremely large deposit into an account. The cons of using this method include certain fees and sometimes very long processing times.

Paper checks

Sometimes players choose to write personal checks in order to fund their NJ online betting account. This is only possible if sufficient funds are available in the player’s bank account and if the NJ online casino accepts deposits via paper checks. Cons of using paper checks include the long processing time which can take 7-10 days for the check to go through the mail and then for the bank to clear the amount. Overdraft fees are always the responsibility of the customer. NJ online betting sites are more likely to accept the use of checks as a withdrawal method rather than a deposit method.