Online Baccarat

Play like a pro by mastering the Baccarat rules

Baccarat is a popular game in Hollywood films. This card game is simple to learn and play, with attractive bets. It's no surprise that it's a popular game at most casinos. But, before you go all in, learn the baccarat regulations, bets, and winning strategies.

Best Casinos For Baccarat

Golden Nugget
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21+ | 21+ and physically present in NJ. Gambling Problem? Call 1-800-GAMBLER. | Full T&C apply.

Once considered among the high roller’s most popular card games, Baccarat continues to deliver an experience perfectly suitable for strategies at New Jersey online casinos. While it might seem complicated at first, it’s actually one of the most simplistic games available.

In this comprehensive guide, our experts will explain the rules, different ways to play the game, and where to find the best Baccarat games in New Jersey.

Online Baccarat Real Money vs. Baccarat Online Free 

Licensed online casinos in the Garden state provide online Baccarat as a real money and demo game. This allows you to either practice and get familiar with the game in demo mode or enjoy a wide range of table limits and features in real money. Let’s break this down into more detail:

What is Online Baccarat? 

Baccarat is a classic card game where you bet on three potential outcomes, including the player, the banker, or a tie. Simply put, you’re betting which hand has the best value. Once you’ve learnt the basic rules and how it works, it won’t take you long to discover what makes it a popular game.

Thereafter, several Baccarat variants available are available, offering additional betting options, features, and unique rules.

Baccarat Games at Virgin Casino NJ
Play Online Baccarat at Virgin Casino Online in New Jersey

Advantages of Playing Online Baccarat with Real Money 

Playing real money online Baccarat is the go-to choice for most players, after all, it enables you to win real cash. For many, the real money version also adds a thrill to the experience, especially when lady luck tends to be on your side. Some other benefits include:

  • Real Money Play is Available at All NJ Online Casinos
  • Real Money Players can Activate a Casino Bonus with a Deposit
  • Play all RNG and Live Dealer Variations

Real Money Baccarat Cons:

  • You need to register and make a deposit
  • Learning how to play in real money could result in losses
Virgin Casino Demo or Real Money Baccarat Online
Play Online Baccarat for Real Money or Demo at Virgin Casino Online

Advantages of playing Online Baccarat for Free 

While no one likes putting on the training shoes, playing the demo online Baccarat game is bound to be an advantage in the long run. The great news is, online casinos provide demo modes on the real money game. The only difference is the currency, which changes to ”fun money” during this mode. Some demo Baccarat benefits include:

  • No need to risk your bankroll
  • Play different variations and game styles
  • Take you time and practice Baccarat Strategies

Free Online Baccarat Cons:

  • There’s no chance to win real money
  • It can be tedious since there’s no thrill

What Are the Best Baccarat Online Casinos in New Jersey?

Surprisingly, online Baccarat is not available at all NJ online casinos, and even those who provide the game tend to offer a limited selected. It’s mainly because few developers created multiple variations of the game. However, there are still great options for players in NJ, including the brands mentioned below.

List of top 5 Casinos to play Baccarat in:

  1. Betway Casino
  2. 888 Casino
  3. BetMGM Casino
  4. Virgin Casino
  5. Unibet Casino

Is Online Baccarat Safe to Play? 

Playing online Baccarat is safe thanks to the efforts of licensed operators that promote responsible gambling tools. Casinos work with independent auditors to ensure the fairness and randomness as well, which means fairness is tested at random, ensuring the best results.

Is it Legal to Play Baccarat Online in New Jersey? 

Yes, playing casino games like Baccarat online is legal for US players. The presence of a remote gambling license from the New Jersey Division of Gaming Enforcement allows a bettor to complete payments quickly and securely.

Online Casinos Licensed in New Jersey

We only cover and review legal and licensed casinos on this page. So, when you pick from our list, you can always count on reliable and transparent results.

Is Online Baccarat Fair? 

Online Baccarat games are fair because they run on solid math and a Random Number Generator (RNG). Also, some casino operators take it a step further by partnering with third-party auditors to regularly audit the game’s fairness.

Why play Baccarat at Online Casinos? 

Here’s a shortlist of the best reasons why it’s fun to play Baccarat in online casinos:

Online BaccaratBaccarat in Landbased Casino
Play from your home☑️X
Play on multiple seats at the same time☑️X

The most obvious benefit of playing at online casinos is its convenience to players. You can join a baccarat table even if you’re at home, and there’s a chance you can play on multiple seats simultaneously.

Also, you’ll have access to a more exciting and rewarding set of casino bonuses and promotions not available in brick-and-mortar casinos. For example, today’s top online casinos award players a sign-up bonus, reload bonuses, cashback, and a VIP scheme. There are Baccarat contests, too, and no deposit bonus offers make gambling more exciting.

Online Baccarat Types 

Like other table games, there are many unique online Baccarat variations to choose from. While many follow similar rules and features, you’ll find each variation provides a unique feature to further enhance your experience and options. Check out the following variants before joining a casino and playing for real money.

Chemin de Fer 

It is a famous French card game that up to 12 players can play. The player aims to get a total of 9 from two or three cards.

Punto Banco 

Punto Banco is a popular Baccarat variant that offers one of the lowest house edges. Cards are dealt from a shoe with six to eight decks of cards, and you bet on the Banker or the Player.

Baccarat Banque 

Baccarat Banque is another popular variant but comes with more straightforward rules. In this variant, the bet is role-based, and you’re either the Banker or the Player.

No Commission Baccarat 

Standard Baccarat games apply a 5% commission to winnings collected from the ”banker” betting option. This is because without it, the game has a very small house edge since there’s no ”advantage” for the casino. The no commission variation of the game removes that as well, making the RTP almost 99%.

EZ Baccarat 

EZ Baccarat is another exciting and easy Baccarat variant that features the Player and the Banker. Unlike the traditional game, here you’ll find two additional side bets, including Dragon 7 and Panda 8.

European Baccarat 

The main difference between the European Baccarat and all other variants is that the player can stand or draw with a value of 5. Also, the Banker can draw an extra card.

American Baccarat 

It is the Baccarat variant developed in North America. In physical casinos, you will notice the formal features and higher betting limits. Up to 14 players can play at a time.

Baccarat Squeeze 

Baccarat Squeeze is an exciting variant in many live casinos. Here, the dealer slowly squeezes the card to reveal its value. Most of these games are based on standard Baccarat rules.

Dragon Tiger 

Dragon Tiger is a simple Baccarat version where you predict which is the higher card as with the standard game. However, betting options have been adjusted to feature Dragon or Tiger.

Difference between Live Dealer Baccarat and Virtual Baccarat 

Live Baccarat More fun due to the interaction with the dealers
Interaction and play with other players
Availability pending schedule (Depends on the game)
Slower games (you must wait until all the player’s bet)
Virtual Baccarat Faster game 
Possibility of mixed formats 
More visually focused games.
No interaction with the dealer
No interaction with other players
Some of the has old technology.

Live Baccarat Games 

Live Baccarat games are for players who love the thrill of face-to-face gambling. This variation is played with a real dealer on your PC or mobile screen, making it identical to what you’d experience in a land-based casino. Of course, you’ll play from the comfort of your home, and have access to a much wider range of betting limits, game styles, and features.

Virtual Baccarat Online Games 

Virtual Baccarat games work based on RNG (Random Number Generator) software, which ensures results are completely random, making the game fair and reliable. In this 3D animated form, you’ll find more game types, variations, and side betting options with table limits starting from less than a dollar.

Seven important tips to know before playing Baccarat Online 

  1. Learn Basic Rules, Side Bets, and Payouts

Online Baccarat becomes more memorable and rewarding if you understand its basic rules, bets, and odds. One of the biggest factors to be aware of is when an additional card would be drawn for either the banker or player hand. Once you know these basics, the game becomes easy, allowing you to work out the best strategy.

  1. Know all Baccarat Betting Strategies

While the Baccarat table results are predominantly random, it pays to know some Baccarat betting strategies. Since there are only two main betting options other than tie, it becomes really easy to apply strategies such as Martingale. However, even just a standard progressive betting system would do wonders, but it’s important to know the table limits and practice responsible gambling.

  1. Plan your Budget and your Time

A major part of playing responsibly is planning your time and budget. Using a smaller budget isn’t a disadvantage with online Baccarat as there are various limits to choose from. The games are perfectly suitable for any budget, strategy, and player needs.

  1. Read our Game & Casino Reviews

Don’t forget to read our casino reviews and Baccarat game guides. We compare and review the best operators for you so you can play only on the most reliable platform. Of course, it’s not just about the game, but the support, bonuses, mobile gaming, and much more as well. After all, we’d want you to enjoy playing all their games.

  1. Practice for Free

The option to play online Baccarat for free is a great advantage that allows you to play the real game with fun money. By playing it using free credits, you can explore the gameplay and test a few strategies risk-free.

Free Online Baccarat from NetEnt at 888 Casino
Switch Instantly between Demo and Real Money at 888 Casino
  1. Watch streamers to discover new tips.

You can also gain insights and tips by following a few baccarat streamers. So sign up for a Twitch account today and get to know the most popular streamers in the industry.

  1. Learn the lingo

Make sure to review the game’s terminology before playing. Check out the table below for a quick guide on the most popular baccarat terms.

BankerYou are betting that the Banker has the highest hand value
RNGIt means Random Number Generator
HitIn card games, a hit means to request another card.
StandIn Baccarat, to stand means to retain the cards
TieThis means that both the Player’s and the Banker’s hand values are the same.
PairIt’s a wager that the first two cards are of the same picture or number.

How does Online Baccarat Work? 

Casinos in New Jersey provide professional online Baccarat games that provide smooth graphics and easy to use interfaces. Once you open a game in real money or demo mode, you’ll find the betting options appear on your screen along with the table limits. Simply choose a chip value and place it on the side you’d like to wager on.

NetEnt Online Baccarat Game Rules
Learn to Play Online Baccarat with NetEnt Demo Games

The great news is, you’re never left in the dark, even when playing. At any time, you can press on the game rules options, which is commonly displayed as a question mark. Here you’ll find the game details, rules, betting options, and payouts. It’s important to review these pages with each variation as changes might apply.

Online Baccarat Rules and Bet Types 

In Baccarat online, the same traditional Baccarat betting rules apply.

The aim is to bet on either the ”player” or ”banker” hand. The tie option is available, which pays higher, but only rewards when both hand values are equal.

Compared to other casino card games, Baccarat is very simple as there’s no additional betting rounds or actions needed from the player. Instead, the game follows a strict set of rules, which automatically determines what needs to happen based on the results.

Therefore, you simply bet, press deal and watch as the game unfolds. Sometimes a third card is drawn on either hands, both, and sometimes neither, all depending on the value of the hands. The highest ranking hand is a total of nine, and there are no double digits in the game, which we’ve explained in Baccarat rules.

How is the game of online Baccarat made? 

Online casinos partner with software vendors to design online Baccarat games. These developers use the latest technology to provide a smooth and accurate experience based on the game’s rules.

The end result is a well-designed and 3D animated gaming experience that makes it easy to place bets and enjoy the game. The top developers provide high-quality games that use HTML5 software for easy access on mobile and computer.

Let’s look at the leading baccarat game designers in the business.

  1. NetEnt – Established in 1996, NetEnt remains one of the biggest game providers in the world. The company has won multiple awards for their designs, mobile gaming, and innovation.
  2. Playtech – Playtech is a famous designer of slot machines and table games that was established in 1999. The developer has also won multiple awards that prove their ability to deliver high-quality games.
  3. Microgaming – Microgaming is arguably the first designer of online casino software, which was established in 1994. The well-known developer is a multi award-winner with over 500 games.

Play baccarat on your Phone or Tablet

Just about all the NJ casinos have created special mobile apps that are available for iOS and Android devices, including tablets. The apps provide access to just about all the games, including Baccarat.

However, the app is not a must as mobile casinos are also available with the built-in browser on your device. It offers the game selection of games, making it an ideal choice for those who only play on mobile from time to time.


Online Baccarat remains a classic favorite among many casino players. The game’s appeal lies in the simplicity of its rules and types of bets. Also, different side bets like All Red, All Black, Pairs, and the Perfect Pairs make each round more exciting and rewarding.

But before you jump into a real money game, make sure to review the rules, bets, and vocabulary. How you prepare for the match will spell the difference between success and failure!

Frequently Asked Questions

Baccarat is a game of chance, but there are still choices you can make to improve your odds. Betting with the Banker gives you a slight advantage with every bet. Betting consistently with the banker over the course of many hands will greatly improve your odds and chances of winning. You can also increase your odds by avoiding the tie bet. While the earnings are improved on a tie (around 8x your bet), your likelihood of winning is slim. Some baccarat experts consider the tie bet a sucker bet.
There are 14 betting positions on a baccarat table. They are numbered 1-15. Why 15? Because the unlucky number 13 is skipped over.
You can bet on the player, the bank, or a tie. Betting on the bank has a slight advantage in the long run.
Yes, you can play online baccarat for free. Just use a bonus from an online casino. You can also try out baccarat by playing in demo mode. However, you cannot win money in demo mode.