Play The Best Online Baccarat Games in New Jersey

Want to play the best baccarat online games? This guide to baccarat will teach you all you need to know: from basic rules to strategy. We'll get you playing baccarat smarter and faster, so you can increase your odds at winning! Find the best casinos and bonuses for playing online baccarat.

Once considered among the most popular card games, baccarat has returned at New Jersey online casinos. In this comprehensive guide, our team of experts will explain the rules, different ways to play the game, and where to find the best baccarat games in New Jersey.

What are the best casinos to play Online Baccarat in New Jersey?

Whether you’re a beginner or expert, a baccarat table is available for you at nearly every New Jersey online casino.

At, we’ve reviewed the top casinos in the state and come up with those that are guaranteed to be regulated — safe, secure, and trustworthy — with the best selection of baccarat games you can find.

Here are the best choices for online baccarat gameplay in New Jersey:


With six different versions of the game, BetMGM has the most expansive collection of baccarat games in the market.

BetMGM has both an online (RNG) version and lives dealer baccarat, along with First-Person Baccarat and Baccarat Pro Series.

This casino is a rarity in having two versions of the live dealer game, including one developed by Evolution Gaming, an industry leader.

Golden Nugget

As one of the most respected online casino games out there, Golden Nugget has a quality selection of baccarat games, offering the flexibility of minimum bets ranging from $0.10 to $1.00.

Evolution Gaming also powers golden Nugget’s Live Baccarat game. They offer multiple RNG versions.


Known primarily for their big-name sportsbook, DraftKings Online Casino stands out for offering a branded baccarat game called Lunar New Year.

In Lunar New Year, this baccarat variant mixes things up by changing the game’s feel based on the lunar new year. It’s a must-try for any player looking for a new twist on the game and offers promotions that players can’t find anywhere else.

DraftKings also offers RNG baccarat for the more traditional Player.

Yes, it is legal to play baccarat online in New Jersey.

Nearly all New Jersey online casinos offer baccarat, and many of them provide different variations of the game, which our team of experts will detail below.

In New Jersey, PartyCasino, 888 Casino, and Borgata Casino are a few sites with various baccarat games. While some online casinos focus on popular slots, most have a table game presence — baccarat, blackjack, and roulette.

If you are a severe baccarat player, it might be worth looking around at the online casinos we’ve reviewed to compare the variety and see which games interest you the most.

Here at, we’ve only reviewed casinos that have been authorized and licensed. All of the casinos on our site are licensed by the New Jersey Division of Gaming Enforcement.

Online gambling has been legal in New Jersey since 2013. For more information on the legality of online baccarat, check out this page on regulations and legislation.

Is Online Baccarat rigged?

No, by playing baccarat online at one of the online casinos our team has reviewed, you can be confident that you’re getting a fair game.

Just make sure you choose a licensed casino in New Jersey and fits your needs after reading the reviews from our experts.

How it works: In online baccarat (and many other virtual games), a Random Number Generator (RNG) is used. These RNGs are regulated and have been tested by agencies like eCogra. Online casinos that host live baccarat games use professional dealers so that you can trust the fairness of play.

Why play Baccarat Online?

Online Baccarat vs. Baccarat in Landbased Casino

Online BaccaratBaccarat at Land-based Casinos
Play from any locationX

Play from any location

The best part of playing baccarat online is the comfort and convenience.

If it’s late at night or if you only have a few minutes to spare, or if you can’t make it to the casino, you’re always in a position to play. And when you start, you can play for as long or short as you want.

With many New Jersey online casinos offering mobile applications, you can even play online baccarat on the go.


Starting online baccarat play at a reputable New Jersey online casino is easy, and it’s just as easy to find one that offers a welcome bonus when you start.

Our team of experts has detailed the best online casino bonus offers, which will allow you to play your winning hands with some bonus funds in your pocket. All you have to do is sign up!


Many online casinos offer live dealer baccarat to best duplicate the casino atmosphere.

There’s added adrenaline and excitement for some players that makes playing live baccarat worth their while.

Many casinos offer live casino bonuses, which will help you get playing with some more funds on your side.

Live Baccarat – Online experience of a classic game

The game remains the same in live baccarat, but the atmosphere is different due to a human dealer or an online casino’s virtual set-up.

To explore more about the different ways to play baccarat online, read more below.

Difference between Live Dealer Baccarat and RNG (Virtual) Baccarat

Live dealer and RNG (virtual) games are new and exciting ways of playing baccarat online.

Of course, the most significant difference between the two is the dealer: In live dealer games, there is a human, professional dealer present; in RNG games, there is not.

The hands will be streamed onto your screen in a casino setting for live dealer games. This will allow you to interact with the dealers while you play.

For RNG baccarat games, it’s a virtual affair, with computer-generated tables and cards dealt randomly.

In these games, the casino software ensures complete fairness and unexpected results that you should be confident in.

In reality, both games are the same: A player’s preference comes down to personal taste. Which way might you play? Read on for more.

Live Baccarat Games

Live dealer baccarat games feature a human dealer that passes out cards and leads the action. In this format, you control the game by interacting with the dealer and telling them where to place your chips on the table.

The most popular live baccarat providers for New Jersey online casinos are NetEnt, Evolution, and Playtech.

Generally speaking, live baccarat is not offered as a free game.

With online casinos growing and providers’ technology increasing, more online baccarat games will likely be offered in the future.

Virtual Online Baccarat Games

Most of the top online casino game providers produce virtual baccarat games. These providers have one goal in mind: Fast and exciting play.

You can wager chips on your hands in these versions by sliding them onto the betting screen.

While each online casino game provider has a different style and feels to their games, nearly all take a similar approach of developing a straightforward layout with simple controls.

In live dealer baccarat, you are playing against the RNG software.

Of note: There is also a different variant in virtual online baccarat called EZ baccarat, which removes the 5% commission rule on the Banker.

How to play Live Baccarat?

Here’s how to play live baccarat:

  1. Read our reviews to find an online casino in New Jersey.
  2. Make sure that the casino offers live casino games.
  3. Register a new account.
  4. Opt-in to any live casino bonuses available.
  5. Make your first deposit via your preferred payment method.
  6. Click on the live casino tab in the main menu.
  7. Find a baccarat table and start playing.

Three important tips to know before playing Online Baccarat

It’s essential to be as informed and prepared as possible when you’re playing baccarat for money, which is why our team of experts has put together this guide to help and teach you the most critical aspects of the game:

1. Know Basic Rules, Side Bets, and Payouts

The basic rules of baccarat are straightforward: try to get as close to 9 as you can without going over. Face cards (jack, queen, and king) and 10s are all worth zero, which is why the game was initially associated with that number. The numbered cards are all worth the number printed on the card, and aces are worth 1.

If you go over 9 (say, if you’re dealt two 9s), ten is subtracted from your total (18 – 10 give you 8). If either side is dealt an 8 or 9, that is a natural win for the owner of the 8 or 9.

Players stand on 6-9. When the Player stands, the bank will draw on 0-5. If the Player draws 0-5, they will be given another card.

There are three bets a player can make in baccarat online:

  • The Banker
  • The Player
  • The Tie

First, the Player will choose which bet they’d like to place. Then, the dealer will hand out two cards to each Player and the Banker. The closest to the sum of nine wins the hand.

You can see why baccarat is so popular: the rules you need to know are pretty simple, and there is a minimal strategy to learn to be a good player.

2.Learn All Baccarat Betting Strategies

Employing the right strategy is key to having success in baccarat because it’s a flexible way to boost your chances of winning in different situations.

Get familiar with these strategies to put the odds on your side by understanding the numbers, house advantage, and types of bets.

Beginners may like to stick to a basic strategy before trying something more complex as they go on.

In baccarat, smart betting choices affect how much you take away from the game. You do not make any decisions or have any role in the cards dealt.

You can control how much you bet, whether you bet on the strong beats. Also, you own whether you take bad chances.

Your baccarat strategy then revolves around making smart bets (and avoiding the bad ones).

Player and Banker Bet

The first type of bet is on the Player’s hand, which will pay 1-to-1 but doesn’t offer the same odds as betting on the Banker.

Betting on the Banker is considered an intelligent bet. Your odds are as strong as you’ll find in any casino game here. They’re so good that the casino charges a 5% commission on your bet. This is to recuperate the losses they’re anticipating. It is a safe bet, but one where you’ll continuously lose that 5% if you win, plus your total bet if you lose.

Note: This 5% commission is not charged in some online baccarat games. With games of luck like baccarat,  you want to minimize your disadvantage; that is the strategy. Picking the right table – i.e., the table with the lowest house advantage – is the way you put yourself forward.

Bet on a Tie

The Tie pays around 8x your bet (check your rules), which can be enticing. If you play the minimum at a $25 table, you walk away with $200…great! You know the odds are not in your favor, but how bad is it?

The tie bet has a 15% house edge, and that will eat up your bankroll fast if you’re playing at a more expensive table. If you feel fortunate and have the money in your bank, no one will stop you. But there can be better bets.

Did you know?

– Each of the three bets in baccarat comes with different house edges. The Player (1.24%) and Banker (1.06%) come with the best house edges.

3. Plan Your Budget And Your Time

Perhaps the most important thing about playing baccarat online is planning and gambling responsibly. You must be prepared to win or lose. A good practice is to plan your budget to know when to quit and give yourself enough time to get the hang of things.

Which Baccarat Variant Is The Best For You?

By now, you know that there are multiple different versions of baccarat that are popular worldwide.

While you won’t find all of them when you play baccarat online, it’s good to know what they are and the different strategies that go into them. The more you know, the better.

Most New Jersey online casinos have a healthy selection of baccarat, but there are also a couple of games based on variants that may pique your interest:

EZ Baccarat

Some online casinos in PA offer EZ Baccarat which removes the 5% commission rule on the Banker. The house edge for each bet remains the same as traditional baccarat; B (1.06%) P (1.24%).

You can play with different side bets, including Panda 8 and Tiger 7. Play EZ Baccarat at one of our top online casinos.

How to Improve Your Game

As you know, baccarat is a game of both luck and skill. And while you can’t do much about the luck aspect, you can do something about the craft.

There are several ways to improve your chances of winning baccarat besides sticking to a basic strategy. Depending on what online casinos you play can provide added value, and even following professional players for insider tips can influence your game and your wallet for more winnings.

1. Read Our Game & Casino Reviews

The most important thing is to choose the right place to play baccarat online.

Choosing a casino with a solid welcome bonus and regular promotions will add value. Some casinos have a more comprehensive selection of baccarat games than others. Certain casinos may give you cashback on losses incurred on baccarat, which can help you win more overall. Others may reward you with reload bonuses that you can use to play the game.

Additionally, if you’re prioritizing baccarat, you’ll want to pick an online casino that has several different tables and game variants to best suit your budget and playing style.

Be sure to check out our comprehensive casino reviews, where you’ll find the latest on bonuses, promotions, and any special baccarat offers, along with a detailed look at the baccarat selection for each casino.

2. Practice For Free

If you’re not quite ready to put your money on the baccarat table, many casinos offer virtual baccarat games that can be played for free.

This is an excellent way for beginners to feel out of the game and find their best strategy without putting money on the line. Practicing for free is simple: You play as you normally would but without real money at stake.

Though live dealer baccarat games typically don’t offer a demo version, you may be able to receive a live casino bonus that you can use to play with extra funds.

3. Watch Streamers To Discover New Tips

Another fun option to get better at baccarat is watching the professionals play.

Perhaps the best way to do that is by following some baccarat streamers on Twitch. They often discuss their best strategy and tactics, which you can implement into your game to beat the house.

Playing Baccarat on your Mobile Device

With so many online casinos focusing on mobile applications, it’s as easy as ever to play baccarat on your mobile device.

Many New Jersey online casinos have optimized mobile sites or dedicated applications, and playing baccarat on a mobile app can give you access to special features like push notifications.

In many cases, these apps offer a better user experience overall. Plus, you’d be able to play baccarat online anywhere in New Jersey–skipping the sign-in process on a mobile browser.

Popular Live Baccarat Table providers

While there aren’t many providers that offer Live Casino games, the market is dominated by a few of the leading Live Casino studios, such as NetEnt and IGT.

For Live Dealer baccarat, the top provider is Evolution, a leader in the industry.


Ok, now you know all the ins and outs of baccarat. It’s a super fun game with a heavy luck element, but that’s part of its thrill.

You have two options for playing online: either RNG or live dealer baccarat. The great thing is that you can find a super welcome bonus and lower minimum bets than you’ll ever find in a land-based casino. Happy playing!

Frequently asked questions

Baccarat is a game of chance, but there are still choices you can make to improve your odds. Betting with the Banker gives you a slight advantage with every bet. Betting consistently with the banker over the course of many hands will greatly improve your odds and chances of winning. You can also increase your odds by avoiding the tie bet. While the earnings are improved on a tie (around 8x your bet), your likelihood of winning is slim. Some baccarat experts consider the tie bet a sucker bet.
There are 14 betting positions on a baccarat table. They are numbered 1-15. Why 15? Because the unlucky number 13 is skipped over.
You can bet on the player, the bank, or a tie. Betting on the bank has a slight advantage in the long run.
Yes, you can play online baccarat for free. Just use a bonus from an online casino. You can also try out baccarat by playing in demo mode. However, you cannot win money in demo mode.