Baccarat Rules, Bets & Odds

Know the odds and payouts of baccarat bets before you play!

Baccarat is a popular casino game with a long history. Many experts believe this game originated in Italy. It's hardly unexpected that this card game has many versions and styles given its long history. We reviewed baccarat rules, bet kinds, and odds to aid beginning players.

How to play baccarat – Breakdown of a round 

Baccarat doesn’t need card or gaming expertise. Baccarat dealer gives player two cards. The goal is to score 9 or close to defeating the other opponent. Live casino and RNG betting regulations differ. In this game, you bet on Banker or Player. You can bet on a ‘Tie’ in baccarat, which indicates both hands have the same point.

How to play baccarat - Breakdown of a round 

1. Learn Baccarat Rules 

Your success in baccarat depends on your understanding of the rules and bets. So before you join a betting table, know the cards’ values, main bets, and potential payouts.

2. Fund your Balance

You can only play in real money with a funded account. However, in most NJ casinos, you can deposit funds using a wide range of payment options, including credit and debit cards, bank transfers, e-wallets, or cryptocurrencies.

3. Place your bets

With your funded casino account, you may gamble for real money. Player, Banker, and Tie are the three betting regions. These betting zones indicate baccarat outcomes. In many NJ casinos, betting tables show winning bet payouts. Playing for real money requires setting a budget and planning bets.

4. The Dealer will now deal the cards

After submitting all bets, the game begins, and the dealer assigns the playing cards. In the rules of baccarat, the Dealer and Player collect two cards.

5. Dealer counts the dealt cards

With the playing cards on the table, the dealer then assesses the value of each hand. In some baccarat variants, there are rules for drawing the third card. For example, for the Player, a third card is drawn if the count for the first two cards is less than ‘5’. But if the Banker holds an ‘8’ or ‘9’, the casino wins.

6. Payouts

The most exciting part of the baccarat game is the determination of the payouts. Your payout depends on the bet and amount of wager. In the game of baccarat, a winning Player’s bet awards 1:1.

7. Keep in mind that the dealer will take a commission as well 

The winning Banker’s wager is charged a 5% commission in baccarat. It’s applied to compensate for the low house edge for this bet.

Master the Rules of Baccarat 

Baccarat can be an exciting and rewarding game if players know all the rules, odds, and payouts. If you’re planning to master this card game, our guide below can help.

The Objective 

In real money baccarat, you’re wagering whether the winning hand is for the Banker or the Player. There’s also a bet on a ‘Tie,’ which means both hands get the same point value. In addition, there.’ are exciting side bets in some baccarat variants to play with specific payouts.

Card Values 

What exactly “Baccarat” means 

The game’s name comes from the Italian word ‘baccara’, which means zero.

Important terms you need to know 

Baccarat online becomes more enjoyable if you know the different terms used on the betting table. Check out the table below for some basic terms every baccarat player should know.

BaccaratA card game where you bet on the Player, Banker, or Tie.
BankrollThis refers to the player’s budget when playing casino games in real money.
CallerHe is tasked to call out the cards, the points, and the winner every baccarat round.
CoupThe coup is the French term for a baccarat round.
Down cardThis is the player’s hole card or a face-down card.

Rule Variations 

While the aim of baccarat is simple, there are some slight changes in the rules depending on the baccarat variant you’re playing. The most popular baccarat variants in top NJ casinos are Mini Baccarat, Punto Banco, Baccarat Banque, and Chemin de fer.

Types of bets in baccarat 

Online baccarat’s betting options are simple. Choose between Player, Banker, or Tie in online baccarat. Depending on the program, side bets can be played. We advocate utilizing the appropriate baccarat betting strategy to reduce the house edge and increase winning possibilities.

1. Bet on a player 

This is a baccarat wager that the Player has the best point.

2. Bet on a banker 

The bettor is wagering that the house has the highest point. A winning Banker’s bet comes with a 5% commission.

3. Pairs 

Players can also bet on a pair or two similar cards.

  • Player pair 
  • Banker pair 
  • Perfect pair 

4. Tie 

A winning bet on Tie awards an 8:1 payout.

5. Big hand 

This side bet wins if there are five cards on the table, which means that at least one player has a third card.

6. Small hand 

Your small bet wins if no player has a third card and there are four cards on the betting table.

7. Minimum/maximum bets 

Baccarat players can choose between the different games to play based on the number of players and betting limits. For example, in top NJ online casinos, the two popular rooms are the Mini Baccarat table and the Full Baccarat table. You have better chances at the Mini Baccarat with fewer players and quicker gameplay if you’re a beginner.

Other Baccarat side bets: 

  • 3 Card Wins. Player wins with three cards.
  • 3 Giving 8. The side bet wins if the dealer starts with a ‘3’ and the player draws an ‘8’ as the third card.
  • For example, 4-5-6. The player guesses the three cards on the table.
  • 5 Treasures. This baccarat side bet includes five specific bets that include Fortune 7.
  • All Red/Black. A bet that the player’s cards are all red or black.
  • Banker Streak. A side bet is that the Banker has a run of at least four wins.
  • Big and Small. Players bet based on the available number of cards on the table.
  • Big Tiger. The Banker wins with a value of six using three cards.
  • Bad Beat Baccarat. This is offered when one of two hands wins with precisely one point.
  • Contrast Bonus Baccarat. A side bet pays if the Players card is the same color and the Banker’s cards are of the opposite color.
  • Even/Odd. Player wins with an even or odd value.
  • Golden Frog. This side bets cover four specific side bets.
  • Kill the Ox/Tiger. A popular side bet that pays 30:1.
  • Ox 6. Baccarat side bet where the Player wins with three cards with a total of six.
  • Small Tiger. A side bet that wins if the Banker wins the hand with two cards and a total of six.
  • Royal 9. A progressive side bet where the hand features a nine and royal.
  • Side Totals. This baccarat wager covers 20 specific side bets.
  • Tiger. A side bet that pays if the Banker wins using two or three cards with a value of six.
  • Tiger Pair. The first two cards given to the Banker are a pair.

The other exciting side bets in baccarat that you’ll encounter in NJ casinos are Dragon Bonus .

Dragon Progressive, Duo Bao, Egalities, Either Pair, First Two Banker/Player Cards Same Suit, and Jackpot Baccarat.

The Drawing rules in Baccarat 

In mastering baccarat, it’s essential that you also know the basics of the drawing rules of the game. For example, the Banker draws another card if the hand’s value is ‘3’ or less. You can check out the table below for your guide on the drawing rules of baccarat.

The Drawing rules in Baccarat 

The odds and payouts of Baccarat 

Knowing the odds and payouts in the baccarat game is also essential to improving your chances of winning. Yes, there are only three main betting options, but they vary substantially in payouts and odds of winning. Among the bets, the Banker offers the best odds at 0.458597. But the casino will take a 5% commission on your winning bet. So before you start wagering in real money, make sure to check out the table below.

The odds and payouts of Baccarat 

Like in other casino games, the house edge is an essential factor that can shape your fortune online. The house edge is the operator’s advantage, and among the three main baccarat bets, the casino retains the highest house edge in a Tie bet with 5.27%.

Frequently Asked Questions

In real money baccarat, you have the option to bet on the Banker or the Player. Alternatively, you can play a ‘Tie’ which means both get the same point.
These are bets you make in addition to the main betting options.
A winning tie bet traditionally pays 8:1.